
North Carolina · HUC 03020201
Neuse River
Nitrogen and Neuse riparian buffer credits from three approved sites in Wayne County, serving development in Raleigh, Johnston and Wayne counties within HUC 03020201.

Buy credits
Tell us where your project is and what your permit requires. We reply by email with pricing and availability, then issue a Credit Transfer Certificate once payment is received.
Credit inquiry
Every quote comes from a specific, approved site with credits on the ledger today. There is no obligation, and we are glad to quote alongside the state program so you can compare.
Send your project location, credit type and quantity using the form.
We email pricing and availability, and confirm your service area.
Confirm the quote and we invoice you. Payment is usually by check.
We issue a Credit Transfer Certificate for your permit file and a copy of the official ledger.
Service areas
Enter your project address to see which service area it falls in. Click any shaded area for details, or switch to satellite view to see the landscape.
Not sure who to call? Our free NC Mitigation Bank Call List shows every private bank sponsor approved to sell a given credit type in a given service area, ours and everyone else's, straight from the DWR list.

North Carolina · HUC 03020201
Nitrogen and Neuse riparian buffer credits from three approved sites in Wayne County, serving development in Raleigh, Johnston and Wayne counties within HUC 03020201.

North Carolina · HUC 03030002
Nitrogen, phosphorus and riparian buffer credits for the Upper New Hope sub-watershed (Chapel Hill, Carrboro, southwest Durham), with a Haw River dam-removal bank in development.

Tennessee · HUC 06020002
2,873 approved SQT stream credits from 6,790 feet of restored stream. Primary service area Hiwassee (06020002); secondary Watts Bar Lake and Middle Tennessee–Chickamauga.
Credit types

Sold in pounds of nitrogen or phosphorus
Per-pound nitrogen and phosphorus credits that let development meet Neuse and Jordan Lake stormwater nutrient targets when on-site measures aren't enough.
Learn more
Sold in square feet of buffer mitigation
Square-foot buffer mitigation credits for impacts to protected 50-foot stream buffers in the Neuse basin and Jordan Lake watershed.
Learn more
Sold in Tennessee SQT stream credits
Approved TN SQT stream credits for ARAP and Section 404 permits in the Hiwassee, Watts Bar Lake and Middle Tennessee–Chickamauga watersheds. 2,873 credits available now.
Learn moreFAQ
Send us a credit inquiry with your project location, the credit type and the quantity your permit requires. We reply by email with a quote showing pricing and availability. Once you confirm, we issue an invoice. When payment is received (usually by check), we send a Credit Transfer Certificate that serves as your receipt and as documentation for the regulatory agency, along with a copy of the official credit ledger recording the sale.
Quotes usually go out within a business day of your inquiry. The certificate is issued as soon as payment clears, so the overall timeline mostly depends on your side: how quickly you confirm the quote and send payment. If you have a permit deadline, tell us in your inquiry and we will work to it.
Credits must be used in the watershed where they were generated. Our Neuse credits serve the Neuse River basin below Falls Lake Dam (HUC 03020201, excluding the Falls Lake watershed); our Jordan Lake credits serve the Upper New Hope arm; and our Tennessee stream credits serve the Hiwassee watershed with Watts Bar Lake and Middle Tennessee–Chickamauga as secondary areas. The fastest check is to type your project address into the service-area map. If you’re still unsure, send us the address and we’ll confirm.
Three kinds: nutrient offset credits in pounds of nitrogen (Neuse and Jordan Lake) and phosphorus (Jordan Lake); riparian buffer credits in square feet (Neuse and Jordan Lake); and stream mitigation credits quantified with the Tennessee SQT (Porterhouse Valley Mitigation Bank).
A Credit Transfer Certificate identifying the project, the credit type and quantity, and the site the credits came from, plus a copy of the agency-approved credit ledger showing the debit. In North Carolina that ledger is maintained for the Division of Water Resources; in Tennessee we provide a transfer letter suitable for TDEC and the Corps of Engineers.
No. We sell the quantity your permit requires, whether that is a few hundred square feet of buffer or thousands of pounds of nitrogen. Small purchases are common for utility crossings and driveway culverts.
Yes. Our North Carolina sites are approved by the NC Division of Water Resources, and the credits are tracked on DWR-approved ledgers, so they satisfy the Neuse and Jordan Lake nutrient offset and buffer rules as administered by DWR and delegated local governments. The Porterhouse Valley Mitigation Bank is approved by TDEC and the U.S. Army Corps of Engineers for Tennessee ARAP and Section 404 permits.
Both satisfy the rule. Private-bank credits are typically available immediately, priced competitively, and come from a specific, approved site you can visit. The state’s in-lieu fee program has at times suspended new applications in parts of the Jordan Lake watershed, which leaves private providers as the practical option. We are happy to quote so you can compare.
Call (919) 817-7378 or email [email protected]. We're happy to help you figure out what your permit requires.